7 Confidential Steps To Secure Your Online Bank Account



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7 Confidential Steps To Secure Your Online Bank Account

December 7th, 2007 by Shenron

Have you ever felt unsecured when you want to check your online bank account or do buy something’s online? Well, most people have. The increasing of the internet banking, also make the online identity theft increased more. These people will do anything to steal your online information, starting from your private information, credit card numbers, etc. It’s the most important issues for people who want to protect their online bank account from these people. Here are 7 confidential steps that you could apply to protect those hijackers from stealing your online bank account information.

1. Make sure that the bank you want to apply for the online bank account is legitimate. It’s ok for you to spend one or two days choosing and researching the legitimate banks. You could choose the bank that already has their branch office near your area, so you could check them in person. Also, you could try to contact the toll free number that usually listed at the “About Us” or “Contact Us” page. Contact them personally and see whether they reach you immediately or not.

2. Be careful with the phishing. According to wikipedia.org, phishing is an attempt to criminally and fraudulently acquire sensitive information, such as usernames, passwords and credit card details, by masquerading as a trustworthy entity in an electronic communication. These phishing activities usually do by sending you the email that pretends sending from your online bank account provider that telling you to click links and fill out your information in a form that showed up after you clicks the link. You could avoid this by not clicking the links that sent into your inbox. If you think that the email message could be legitimate, go to your online bank account website directly by typing the website in your web browser and do some crosscheck. As the alternative, contact the company and ask them about the email. If you found that the email is not valid, delete it as soon as possible to avoid yourself from accidentally click on it.

3. Never accessed your online bank account from the public computer. You may face a high risk of information theft if you do this. Most public computer which available in the public library or in the internet cafe may be installed the key logger in it. So, every time you type something in the computer, you send the information theft with the fresh and hot data that you just type from that computer.

4. Never store your online bank account password in your computer. Although you have some password store software, you still need to keep your password save. If you store your passwords in your computer, you’ll never know when the identity theft hack your computers and stole it. You could write it in a piece of paper and put it near your computer or you could write it in your agenda. These could minimize the chance of your password get stole.

5. Scan your computer periodically. Scanning your computer everyday from ‘harm things’ could help you to avoid any virus, spy ware, or trojan that being installed in your computer without you knowing it. Make sure your firewall always on before you perform any online transactions.

6. Use the combination of letters, numbers, and symbols as your passwords. The number one thing you should know is never put your birthday as your password. Combine some letters (big and small), numbers, and symbols as your passwords. For example, #myp4$sw012d$&*. It could be a little hard to remember, but you could write it in your book or use some combinations that easy for you to remember.

7. Follow the online bank account secure tips before you do any transactions. Every online bank account providers usually give you tips about how to secure your log in or transactions. Read and follow it.

Apply these 7 tips in your real life, and prevent your online bank account from being stolen. Always be careful before you fill out some form with your personal information. If you’re still stuck with this security issues, contact your online bank account provider and discuss your security questions with them.

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